If you’re like me, you probably drive your reliable vehicle to work every day, and the thoughts for your list of things to do for the day are running through your head. Then it happens. You observe the red light, you stop, you sigh ever so loudly as you look down at your watch, and you look to the right. There it is! That brand new vehicle you have had your eyes on.
Now you have played this charade before. You have stopped by the car lot, and inquired on the price, the financing, the possibility of getting it used, the price, the financing, and still, you drove away. We all have made our fair share of financial mistakes during our younger years! Unfortunately, I racked up a lot of credit card debt during college. Think about it, they would not have sent me a credit card if they did not want me to use it. They would give me time to pay it off. Unfortunately, my idea of when, again, we did not share the same concept of time. I drove the ugly car in college, and was so glad to get the new “used” car.
I finally had the opportunity to get married and found two-party income made a difference, until that started spiraling. I had to lose the new car to keep other things. At that I kept putting myself down since I had made some dumb mistakes with credit cards and then with a new vehicle purchase. I read an article where the author suggested he considered starting a toilet-cleaning campaign to wipe it out. I never get good ideas when I need them.
The author I am referring to is Jason Topp, and he had helped me find some since, and since it is an election year, the worst time to buy, because the “purse strings” are getting held tight for high times at the end, you should really evaluate what, why, when, and “The Bottom Line.” What I mean is it is like the Keystone Project. My dad is an engineer and works on pipelines. He is an inspector. He has been working steadily every year, and now we have the election year. He is still sitting at home waiting for his boss to call him every day. He says it is the election year and happens all the time. If the President would have passed the Keystone Project, many people would be back at work, like my dad. The work would be committed for a long time. Instead, he has been out of work for almost six months. He is already wondering which medication he can do without, because he can’t afford to pay them. We don’t need Keystone near November, so we can pass out atta ‘boys. We need jobs and creative financing. We need contentment.
As before when I have my traffic light meltdowns. Jason suggested I should be content with my vehicle. Instead of being satisfied with my current car and seeing it as a gift, I didn’t appreciate what I had, especially considering there was nothing wrong with it. My car got me from point A to B, but the gas of this Chevrolet 1500 was not equipped when driving to the store, and Allyson had to ride on the backseat on top of the groceries. Don’t get me wrong, it is a great truck, but I need something with a little more room.
So I went in for the test drive. I just had to make sure I could get in and out of the vehicle it. I had to make sure it suited me. I had to make sure it had the right interior, the right radio, something to keep the kids busy in the back, and of course, it had to accommodate me with a Bluetooth for my phone, as I can never find it to hit the switch to turn to come on in the car. As I made myself comfortable in the office dreaming big, I then started thinking about the price. What if she could not meet my price? Then nothing else matters. We can’t even talk about my petty wants and needs. The she returned with a difference of $250 per month. $250 more, that is like when you get to the register, and have to start taking things out of the bags or the grocery cart to get the total to what you can afford. Embarrassing? True. Seriously, yes.
Don’t get me wrong, there were first buyer’s programs, rebates, good student awards, this place tried everything; but my lip was still dragging the floor. I wasn’t getting the car. In this day and time, with the hold backs on projects and campaign kick offs can rally employment. The bottom line is the President ‘2012, will release the Keystone, and like my dad, you will see a change and employment, and you know President, Sir thank you for doing something, I think I will go for a ride in me new car, nothing like that new car smell to chase away the blues.
Published March 1, 2012, Ruston Daily Leader, The Park Bench.